Review your 2026 Annual Notice of Changes
Review your Annual Notice of Changes (ANOC) document for your current Medicare Advantage plan to avoid any surprises next year. Look for benefit changes to prescription drug coverage and medical costs, such as copays and coinsurance.
Get a personalized view of your 2026 benefits and coverage
The Prepare for Next Year page on your member site and mobile app will be available on Oct. 1, 2025. This page allows you to compare your 2025 and 2026 benefits side-by-side, helps you confirm your doctors are in-network and understand your drug coverage, and more.
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Frequently asked questions about 2026 Medicare Advantage Renewal
You can make changes to your Medicare coverage during a few key times each year.
Annual Enrollment Period (AEP):Oct. 15 – Dec. 7 |
This is your opportunity to make changes to your Medicare Advantage plan. Your 2026 plan will be effective January 1, whether you stay in your current plan or switch to a different one. |
Open Enrollment Period:Jan. 1 – March 31 |
During this time, Medicare Advantage plan members can revisit their plan choices and choose to make a coverage change. You can only make one change to your coverage during this period. Your coverage will be effective the first of the next month. |
Special Enrollment Period (SEP):Varies |
Current Medicare enrollees may qualify for a unique 2-month Special Enrollment Period to switch to a different Medicare Advantage or Part D prescription drug plan due to a "qualifying life event." An example would be moving outside of your current plan's service area. Your coverage will be effective the first of the next month. |
Learn more about Medicare enrollment periods.
If your current plan is being offered next year, your coverage will automatically renew starting Jan. 1. If you’re happy with this plan, you don’t need to do anything during AEP.
Your Annual Notice of Changes (ANOC) is available on your member site. It will tell you about changes to your benefits, including what’s new next year. Reviewing your ANOC may help you avoid surprises.
To confirm that your provider is currently in-network, search for your provider online, or, starting Oct. 1, use the Prepare for Next Year page on your member site.
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Medicare Advantage 2025 Best Overall by U.S. News & World Report
Resources to support 2026 Medicare Advantage Renewal
UnitedHealthcare Medicare Advantage members have access to resources to answer questions about 2026 Medicare Advantage Renewal.
| Common questions | Resource |
|---|---|
| Want to know when to make changes to your plan? | Check Medicare enrollment periods |
| Looking to learn what’s changing with Medicare Advantage plans for next year? | Sign in to review your ANOC |
| Checking to see if your provider is in the Medicare Advantage network? | Starting Oct. 1, use the Prepare for Next Year page on your member site or search for your provider |
| Looking for changes to Medicare Advantage prescription drug coverage for 2026? | Learn about Medicare prescription drug coverage for members |
Want to connect with an expert to ask questions about your 2026 Medicare Advantage plan?
Sign in to your member site to review your health plan benefits and chat online with an advocate. If you’d like to talk to someone, call the number on your UCard.