Self-employed health insurance
Insurance options for the self employed
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Being self-employed means you get to choose the health care plan that works for you.
ON-SCREEN TEXT: Health insurance for the self-employed
Whether you’re a freelancer or small business owner, it’s important to know your options.
ON-SCREEN TEXT: Self-employed with 0 employees
ACA Marketplace plans
If you're self-employed with no employees, ACA Marketplace plans offer a variety of reliable coverage
options designed to fit your needs and budget.
ON-SCREEN TEXT: Getting married
Getting divorced
Having or adopting a baby
Loss of someone on your health plan
Moving to a new state
Earning U.S. citizenship
Turning 26 or 65
Change in employment status
You can enroll in an ACA plan in the Health Insurance Marketplace from November 1st to December 15th
(in most states), unless you have a qualifying life event.
Plus, you may qualify for financial subsidies, or savings, that will lower your monthly premiums.
ON-SCREEN TEXT: Self-employed with 1–50 employees
Small Business Health Options Program (SHOP)
If you're self-employed with up to 50 employees, look into the Small Business Health Options Program.
These flexible plans make it easier for you to support your employees' health and well-being.
ON-SCREEN TEXT: Health Insurance Marketplace
Private insurance company
Once you’ve got a clear picture of what kind of coverage you need, head to the Health Insurance
Marketplace or a private insurance company, like UnitedHealthcare, to purchase a plan.
The right coverage is a smart investment not just in your health — but in your business, too.
ON-SCREEN TEXT: uhc.com
Health Plan coverage provided by or through a UnitedHealthcare company. Administrative services
provided by United HealthCare Services, Inc. or their affiliates.
© 2025 United HealthCare Services, Inc.
© 2025 United HealthCare Services, Inc. All Rights Reserved. 1
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